Insurance has been a crucial component of financial security for centuries, providing individuals and businesses with protection against risks. However, the industry is on the verge of a profound transformation due to advancements in technology, evolving customer expectations, and new economic realities. In the coming decades, insurance will look vastly different from its current form. This article explores key trends that are shaping the future of insurance, including artificial intelligence (AI), blockchain, big data, personalized policies, c